About Us

We are commited to delivering innovative technology solutions to your customers, this is our we measure success. This mindset of ours constantly makes us attracted to talented and principled innovators who want to build products that matters and solve real life problems.

  • We are Platform-as-a-Service provider for Financial and Telecom Enterprise customers
  • Our Vision is to become the No 1 provider of Digital and Embedded Financial Products in Sub-Saharan Africa.
  • Our Mission is to Simplify Digital Finance and embed services in every channel.

Our personable approach and flexible services ensure that our clients get the best possible solution for their requirements, and the most rewarding return on their investment. We achieve this by blending deep technical and business expertise with a custom Agile development process, which helps our clients to rapidly implement transformational strategies for optimal results.

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Happy Clients leveraging technology and maximising profits, using our products

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Projects successfully delivered, changing customer experience across Africa

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Hours Of Support helping our clients succeed while using our products

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Hard Workers committed to continuous delivery of problem solving products

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Our Values

  • 01 We practise pragmatism

    We are result oriented and we are always looking for the simplest ways to solve complex problems.We don’t look for ideal things, because they hardly exist, rather we work hard to find the best solution bearing in mind time, cost and quality.

  • People drive everything we do from our end users, to our clients and to our staff. We believe what our products must solve problems for end users, we support the channels through which end users access our products and we are mindful of the ones that makes this products happen.

  • At CIP, we understand that every client is unique and as such we deliver solutions that focuses on meeting individual client's needs.


Check our Services

Custom Software Development

Tailored made solutions developed to support business operation across diverse sectorsa dn business domians

Product design

Managing the complete life cycle of a product from ideation to deployment and nuturing the same for growth.

Project Management

Experts in managing projects, adopting agile methodology for continuous delivery and ensuring faster time to market

Biller Services

We are your one stop provider for all utilities services in Nigeria. Stable connection for service providers to facilitate vending and collection in the most secured manner.

USSD gateway

Enabling alternative channel for customer interaction over the Telco infrastructure using USSD. Design and development of USSD menu, Shortcode termination and customer billing management. All these either through our DIY platform or by developing a bespoke service for your business.

Fintech Solutions

All ready made Financial technology product to help you jump start and offer banking as a service to your customers. With features for extensive wallet management, agency banking, ledger systems, and so on.

Case studies

9Payment Service Bank


Design and development of a complete suite digital banking solution, taargeting at the unbanked populace of Nigeria. Built to run via an agency banking model and deplyed acreoss four channels incliuding USSD, mobile, web platforms

Leadway Insurance

Insurance Tech

A unique USSD product that makes insurance services available to customers at the lower end of market. Instant access to policy purchase, verification and renewal over a stable and cheap channel - USSD



USSD service enablement for convenient government payment across various MDAs in Nigeria. This makes the service more stable by elimination over depemndency on internet access which is susceptible to downtimes.


Financial services

Simple and robust biller aggregation service to ensure bank customers always have access to affordable utilities at all times.


Superagent aggregator

Leveraging an existing wide distribution chain to drive agency bbanking services focused on easy and convenient banking services for the unbanked customers on Nigeria.

Our Portfolio

A complete suite of agency banking product.

A unique product that serves provides flexible and unique agancy banking solution to various business verticals. Either as a B2B or B2B2C, Ucard is able to manage the end-to-end process of agency banking service such as customer onbaording, hierachy management, commission management, fully functional wallet system, etc.

  • Direct to consumer airtime service.
  • Other utility payments such as Electricity, Cable TV, etc.
  • Universal PIN - enables any sort of value to the customers e.g. airtime, discount vouchers, collections, remittances, etc..
  • Banking services that provides enablement for cashin, cashout and funds transfer.

All the


Engage® provides you a Do-ItYourself Channel Setup experience, for mobile channels.Using a no-code approach or via APIs in our sandbox, you can set up your own USSD, SMS, IVR, or chatbot service. No developers required, and for very minimal startup costs.

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Cloud Engine™️ is a unified Service Delivery Platform.

It provides a complete API library for the following services:

  • Telco bearer services.
  • Carrier billing
  • Digital payments
  • Marketing campaign management

It provides reliable gateway services for a host of blue-chip organizations in the telco, financial services, insurance, media, and gaming sectors

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CloudMonie® is a complete digital banking services platform that you can build your digital bank on. It offers the following service:

  • Wallet and Ledger Services
  • ESB/Middleware/Orchestration
  • Payment Gateway Services
  • Digital Lending

FIN-Engine® is integrated with MobiFIN™ from Panamax International to provide a complete payment banking and mobile money solution.

Thinking about a new product

We are the technlogy company you have been looking for and we would love to hear about your next product

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Contact Us

Our Address

4B, Prince Bode Adebowale Crescent,
Off Fola Osibo, Lekki Phase 1,

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Call Us

+ 234 1 293 0486

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